I started using an ATM to do my banking back in the late 1970s. Back then, they were extremely convenient. Lately, it seems like anything but convenient. I don’t visit a kiosk very often, thanks to digital and online payments. Now I use them for an occasional deposit when someone writes me a check, or…
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Banking is in a constant state of change. While checking and saving accounts still perform the same functions, how you access your money has changed over the years. For the longest time, if you wanted to purchase something at a store using your bank account, you’d write a check. However, that began to change with…
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Have you been to the bank lately? A lot has changed since the pandemic. Their hours are shorter, and there are also fewer tellers. Plus, many branch locations have closed. I’ve also noticed that transactions that used to take just a couple of minutes now take at least five or ten…
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Major credit cards like Visa and Mastercard became extremely popular in the 1980s. As time moves forward, many more people have opted to go cashless. Now we have apps to handle transactions. But there still are some who prefer to operate on a cash-only basis. But, it looks like that may soon be a thing…
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You may need to pay closer attention to your credit card statements if you carry tap-and-go cards. More cards are adapting to contactless payments, and with that come challenges. Some people report ghost transactions from their tap-and-go cards. And, of course, no one wants to admit this is happening…
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Like many people we have a savings account that we use as a rainy day fund. But with the new interest rate I’m beginning to question its purpose…
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The banking industry has changed throughout the years. In fact, banking has become extremely impersonal. But I’m lucky, because I have a personal banker for my business account. And recently he had some suggestions…
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Every month when I check my bank statement it seems like my bank is making some sort of change to our agreement. Why do they need to make these changes? Usually any change just involves a few changed lines or words. Of course this truly make no sense to me…
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Almost every adult has a checkbook, or at least has one in their house. Checkbooks haven’t changed much over the years, even though our banking need have…
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All I have to do is say the words bank fees and my blood starts to boil. I’m betting that most people feel the same way. I understand that banks have to make money, but sometimes the logic of these fees make no sense to me…
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