Buying gift cards could be a simple solution if you’re out doing some last-minute Christmas shopping. Sure, you could put more thought into the choice, but if you’re like me, you’re tired of fighting the crowds. Experts warn us that criminals have recently increased their focus on gift card theft. But they’re not stealing the card itself; they’re draining the money from the card. These criminals are getting very sophisticated, so if you’re buying cards, make sure you inspect them thoroughly…